What do you think about CitiCash?

[thiefcrazy98]

Hello everyone!!! I've been looking into CitiCash crypto wallet and its integration with a debit card. I've noticed that many people talk about the benefits of using a crypto card, but I don't quite understand how it works in practice. Does anyone have experience using this card? How easy is it to pay in stores and what are the pitfalls? I would be grateful for any advice and examples from life!

[EvanDuke]

I've been using the https://citicash.io/ and debit card for about eight months now, so I can share my experience. Overall, the integration is really good, and the card itself makes the process of using cryptocurrency much more convenient. I'll start with the simplest thing: once you've registered on the app, you can easily order the card. It comes to your inbox, which I think is very convenient, especially if you don't like to waste time visiting banks. Now about the crypto card itself. It works like a regular debit card, but only instead of fiat currency you use cryptocurrency. I pay with it in stores, and I've never had any particular problems. But there are a few nuances that are important to keep in mind. First, the card has its own restrictions on transaction limits. If you plan to pay with a large sum of money, it's better to check in advance if it doesn't exceed the limit. I got caught doing this once, and it was quite inconvenient. But actually, if you know the limits, it's not such a big problem. Also, it's worth considering the commissions when converting cryptocurrency to fiat. It's usually about 2-3% of the transaction amount, and it can significantly affect the final amount, especially if you're paying out a large sum. But, on the other hand, if you use cryptocurrency often, these fees can be even more favorable than in the case of regular bank cards.

[tbes50203]

Thanks for the detailed review! I too am thinking about trying CitiCash and its card integration. Do you think it's worth switching to such a system if I already have a traditional bank account? Would it be more convenient or is it easier to stay with the old system?